The SBS Advantage

The advantages are:

• All our Agribusiness loans calculate interest daily so you can reduce interest costs by paying more regularly and/or greater amounts (unless you're on a fixed interest rate loan).
• Flexi Agribusiness loans can be used to facilitate the 'mortgage eliminator' concept, which reduces interest costs. (You can save on costs for example if all your income is deposited into your loan account and you make bill payments by credit card, which you in turn repay from your loan).
• Our sophisticated loan system is flexible enough to allow customers the convenience of retaining the same account whilst switching between table/interest only, flexi/non-flexi and floating/fixed interest rates and without having to undertake new loan agreements. Loans can be customised to suit your changing needs.
• To facilitate any further borrowing requirements you may need, our Agribusiness loans can have higher 'priority' or maximum sum amounts written into the securities (reducing your overall legal costs).

While it can seem confusing, it's really quite simple. The best idea is to talk through your choices with us. After all we've been helping people into their farms and homes for over 134 years. It's what we do best!

Contact us now!